Financial procrastination

Are you delaying reviewing your pension?

Why should you start planning for your future now? Retirement might seem like a long way off, but the sooner you plan for it financially, the less you are likely to have to put aside. Planning for your financial future early in your working life will allow you to make longer-term and potentially more rewarding investments. Read more

Consolidating your pension pots

What you need to consider to ensure you don’t lose out

Have you ever considered moving and consolidating your pension to another scheme or provider? There are a whole host of reasons why people might want to do this before they reach retirement. Some are looking for better fund performance, lower charges or better death benefits; others are simply changing jobs. Read more

How financially prepared are you for your retirement?

Men narrow the gap on women when it comes to life expectancy

Thanks to healthier lifestyles and advances in medicine, people are living longer lives. Men are narrowing the gap on women when it comes to life expectancy in England and Wales. Research in the Lancet indicates a predication that by 2030, men will be living 85.7 years on average – just two fewer than women. The analysis did not cover Scotland, but government data suggests 76.8 years for males and 80.9 years for females. Read more