Our fees are clear, simple and fair. Prospective clients receive free of charge, a brief initial consultation or preliminary telephone discussion, to determine whether there might be a ‘good fit’ between us.
Every relationship is unique, and so every initial fee package different. It will vary depending on the type of advice required, and the amount of work we need to do. Written fee proposals are provided in advance, and will always be agreed with you before any chargeable work begins.
We do not charge hourly fees except for very specific short duration projects.
If our advice leads to the restructuring of various investments and/or pensions we typically charge between 1% – 3.5% of the amount of money involved, and the complexity of the arrangements.
Our annual fee for providing ongoing advice and portfolio management is typically 1%, this fee supporting our review and annual advice process. For clients wanting a more pro-active approach, our discretionary services offer either fixed quarterly re-balancing of investments, or a fully bespoke discretionary investment service. Our Discretionary Services start from an additional 0.6% per annum.
We are able to keep our client’s total costs low by using our collective scale to access substantial reductions on the normal retail rates for investment management fees. We do this by using technology carefully and by the use of available investment platforms.
