Consolidating your existing pensions

Are you on track to achieving the income you want when you retire?

Very few of us stay in the same job from leaving school to when we retire. The result is that many people have lots of different pension pots. However, combining them could make real financial sense, although not all consolidation of pensions will be in your best interests. You should always look carefully into the possible benefits and drawbacks and, if unsure, seek professional financial advice. Read more

Life’s next steps

Is it time to reassess your retirement plans?

The biggest dilemma in retirement planning is balancing the life you want to live today with the life you want to live in the future. Saving is never enough – you’ve got to have a concrete plan to work towards a better retirement. Many retirees and soon-to-be-retired boomers are concerned about the financial aspects of retirement planning, especially with all the talk and concern about dwindling retirement funds and a shaky economy. In this blog, we highlight 10 steps to a better retirement. Read more

State Pension increase

Higher rate than means tested benefits for the lowest earners in society

The basic State Pension will increase in tax year 2016/17 by £3.35 to £119.30 per week. Chancellor George Osborne stated this will make pensioners £1,125 a year better off. Read more